:root{--bg:#fff;--band:#eef4fb;--soft:#f8fafc;--ink:#0f172a;--head:#142552;--muted:#475569;--line:#e2e8f0;--navy:#1e3b8a;--navy-h:#172f6e;--sun:#f5a623;--link:#1d4ed8;--bad:#b42318}
*{box-sizing:border-box}[hidden]{display:none!important}
body{margin:0;font:16px/1.6 Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased}
a{color:var(--link);text-underline-offset:2px}img{max-width:100%}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.wrap{max-width:1040px;margin:0 auto;padding-inline:16px;overflow-wrap:anywhere}.wrap>*{min-width:0}
main.wrap{padding-block:24px 64px}.narrow{max-width:760px}
.draft{background:#fef3c7;color:#78350f;text-align:center;font-size:13px;padding:6px 12px}
.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.topbar{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:8px 16px;padding-block:12px}
.brand{font-family:Lora,Georgia,serif;font-weight:600;font-size:21px;color:var(--head);text-decoration:none;display:inline-flex;align-items:center;gap:8px}
.brand::before{content:"";width:18px;height:18px;border-radius:50%;background:var(--sun);box-shadow:0 0 0 3px #fff,0 0 0 5px rgba(245,166,35,.45)}
.menu{display:flex;flex-wrap:wrap;align-items:center;gap:4px 20px;font-size:15px;font-weight:500}
.menu a{color:var(--ink);text-decoration:none}.menu a:hover{color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:10px 24px;border-radius:999px;border:0;background:var(--navy);color:#fff;font-family:inherit;font-weight:600;font-size:16px;line-height:1.2;text-decoration:none;cursor:pointer;text-align:center}
.btn:hover{background:var(--navy-h)}.menu a.btn{color:#fff}
.btn-sm{min-height:38px;padding:6px 16px;font-size:14px}
.btn-ghost{background:#fff;color:var(--navy);box-shadow:inset 0 0 0 1.5px #c7d2e5}.btn-ghost:hover{background:var(--band)}
h1,h2,.zip-card-title,legend{font-family:Lora,Georgia,serif;font-weight:500;color:var(--head);letter-spacing:-.01em}
h1{font-size:clamp(32px,6vw,48px);line-height:1.12;margin:8px 0 18px}
h2{font-size:clamp(24px,4.6vw,30px);line-height:1.2;margin:48px 0 14px}
h3{font-size:17px;line-height:1.35;margin:0 0 6px;font-weight:600}
.lead{font-size:18px;color:#334155;max-width:680px}
.crumbs{font-size:13px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--head)}.crumbs a{color:var(--head);text-decoration:none}.crumbs a:hover{text-decoration:underline}
.answer{font-size:18px;line-height:1.65;color:#1e293b;margin:0 0 12px;max-width:760px}
.disclosure{font-size:14px;color:var(--muted);margin:0 0 20px}.note{font-size:13px;color:var(--muted)}
.disclosure-box{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:14px 16px;font-size:15px;margin:0 0 20px}
.panel{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:0 1px 2px rgba(15,23,42,.04),0 12px 32px rgba(30,59,138,.07)}
.hero{padding-block:36px 40px}
main>.hero{max-width:none;background:linear-gradient(180deg,var(--band),#fff);padding-inline:max(16px,calc((100% - 1008px)/2))}
.checks{list-style:none;padding:0;margin:0 0 22px;display:grid;gap:10px;font-weight:500;font-size:17px}
.checks li{position:relative;padding-left:32px;margin:0}
.checks li::before{content:"";position:absolute;left:0;top:3px;width:22px;height:22px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M5 12.5l4.2 4.2L19 7' fill='none' stroke='%231e3b8a' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
.zip-pill{display:flex;align-items:center;gap:6px;background:#fff;border:1px solid #d5dde9;border-radius:999px;padding:5px 5px 5px 16px;max-width:460px;box-shadow:0 1px 2px rgba(15,23,42,.05),0 10px 28px rgba(30,59,138,.10)}
.zip-pill:focus-within{outline:3px solid rgba(30,59,138,.25);outline-offset:1px}
.zip-pill .pin{width:22px;height:22px;flex:0 0 auto;color:#64748b}
.zip-pill input{flex:1 1 auto;min-width:0;width:auto;min-height:0;border:0;outline:0;background:transparent;font-family:inherit;font-weight:500;font-size:17px;padding:12px 4px;color:var(--ink)}
.zip-pill input:focus{outline:0}
.zip-pill button{flex:0 0 auto;border:0;border-radius:999px;background:var(--navy);color:#fff;font-family:inherit;font-weight:600;font-size:16px;padding:0 22px;min-height:48px;cursor:pointer;white-space:nowrap}
.zip-pill button:hover{background:var(--navy-h)}
.zip-card{background:var(--band);border-radius:20px;padding:28px 20px;text-align:center;margin:8px 0}
.zip-card-title{font-size:26px;line-height:1.2;margin:0 0 6px}.zip-card p{margin:0 0 16px;color:#334155}.zip-card .zip-pill{margin:0 auto}
.trust{border-block:1px solid var(--line);background:var(--soft)}
.trust-row{list-style:none;margin:0 auto;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 28px;padding-block:14px;font-size:14px;font-weight:500;color:#334155}
.trust-row li{position:relative;padding-left:24px;margin:0}
.trust-row li::before{content:"";position:absolute;left:0;top:2px;width:18px;height:18px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M5 12.5l4.2 4.2L19 7' fill='none' stroke='%231e3b8a' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
.home-body{padding-block:8px 64px}
input,select{font-family:inherit;font-size:16px;width:100%;min-height:48px;padding:10px 14px;border:1.5px solid #cbd5e1;border-radius:12px;background:#fff;color:var(--ink)}
input[type=radio],input[type=checkbox]{width:18px;height:18px;min-height:0;padding:0;accent-color:var(--navy);flex:0 0 auto}
input:focus,select:focus{outline:3px solid rgba(30,59,138,.25);outline-offset:1px;border-color:var(--navy)}
.field{margin:0 0 16px;min-width:0}.field>label,.label{display:block;font-weight:600;font-size:15px;margin:0 0 8px}
.err{display:none;color:var(--bad);font-size:13px;margin-top:6px}.bad .err{display:block}.bad input,.bad select{border-color:var(--bad)}
.grid2,.grid3{display:grid;gap:0 16px;grid-template-columns:minmax(0,1fr)}
@media(min-width:640px){.grid2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid3{grid-template-columns:repeat(3,minmax(0,1fr))}}
.cards{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(min(100%,280px),1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;display:flex;flex-direction:column;gap:4px;text-decoration:none;color:inherit;min-width:0;transition:box-shadow .15s,border-color .15s}
a.card:hover{border-color:#c7d2e5;box-shadow:0 10px 28px rgba(30,59,138,.10)}.card h3{color:var(--head)}.card p{margin:0;color:#334155}
.card .big{font-family:Lora,Georgia,serif;font-size:36px;font-weight:600;line-height:1.1;color:var(--navy);margin-top:6px}
.stats{display:grid;gap:12px;grid-template-columns:repeat(2,minmax(0,1fr))}
@media(min-width:720px){.stats{grid-template-columns:repeat(4,minmax(0,1fr))}}
.stat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;min-width:0}
.stat span{display:block;font-size:13px;font-weight:600;color:var(--muted)}.stat strong{display:block;font-family:Lora,Georgia,serif;font-size:28px;font-weight:600;line-height:1.2;margin:4px 0;color:var(--head)}.stat small{display:block;font-size:13px;color:var(--muted)}
.cta{background:var(--band);border-radius:20px;padding:24px;margin:48px 0 0}.cta h2{margin-top:0}
.actions,.cta-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
@media(max-width:480px){.cta-actions .btn,.actions .btn{flex:1 1 100%}}
.points{display:grid;gap:12px 28px;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));padding:0;list-style:none}
.points li{position:relative;padding-left:34px;margin:0}
.points li::before{content:"";position:absolute;left:0;top:2px;width:24px;height:24px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M5 12.5l4.2 4.2L19 7' fill='none' stroke='%231e3b8a' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat}
.points strong{display:block;margin-bottom:2px;color:var(--head)}
.scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:14px}
table{border-collapse:collapse;width:100%;min-width:560px;background:#fff;font-size:14px}
th,td{border-bottom:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}tr:last-child td{border-bottom:0}
th{background:var(--soft);font-weight:600;color:#334155;font-size:13px}
.bars{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:4px;height:170px;align-items:end;background:#fff;padding:12px;border:1px solid var(--line);border-radius:14px}
.bar{display:flex;flex-direction:column;align-items:center;justify-content:flex-end;height:100%;min-width:0}
.bar span{display:block;width:100%;background:var(--sun);border-radius:4px 4px 0 0}.bar b{font-size:10px;font-weight:500}.bar i{font-size:11px;font-style:normal;color:var(--muted)}
ul,ol{padding-left:20px}li{margin-bottom:6px}.sources{font-size:13px;overflow-wrap:anywhere}
fieldset{border:0;padding:0;margin:0;min-width:0}legend{font-size:24px;line-height:1.25;margin-bottom:16px;padding:0}
.progress-wrap{margin:0 0 20px}.progress{font-size:13px;font-weight:600;color:var(--muted);margin:0 0 8px}
.progress-track{height:8px;border-radius:999px;background:#e2e8f0;overflow:hidden}.progress-track span{display:block;height:100%;background:var(--navy);border-radius:999px;transition:width .25s}
.tiles{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.tile{position:relative;display:flex;align-items:center;justify-content:center;min-height:64px;padding:12px;border:1.5px solid #cbd5e1;border-radius:14px;background:#fff;font-weight:600;text-align:center;cursor:pointer;transition:border-color .15s,background .15s}
.tile input{position:absolute;opacity:0;pointer-events:none}
.tile:hover{border-color:#94a3b8}
.tile:has(input:checked){border-color:var(--navy);background:#eef2ff;box-shadow:inset 0 0 0 1px var(--navy);color:var(--head)}
.tile:has(input:focus-visible){outline:3px solid rgba(30,59,138,.25)}
.bad .tile{border-color:#fda29b}
.consent label{display:flex;gap:10px;align-items:flex-start;font-size:14px}
details summary{cursor:pointer;font-weight:600;margin:6px 0 12px;min-height:32px}
.foot{border-top:1px solid var(--line);background:var(--soft);padding-block:40px;font-size:14px;color:var(--muted)}
.foot .cols{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(min(100%,200px),1fr))}
.foot h3{font-size:14px;color:var(--ink);margin-bottom:10px}.foot ul{list-style:none;padding:0;margin:0}.foot li{margin:6px 0}.foot a{color:#334155}
.hank{margin:0}.hank img{display:block;width:100%;height:auto}
.hank figcaption{font-size:12px;line-height:1.35;color:var(--muted);margin-top:4px;text-align:center}
.hero-hank{display:grid;grid-template-columns:minmax(0,1fr);gap:12px 40px;align-items:center}
.hero-hank .hank{width:190px;margin:0 auto}
@media(min-width:760px){.hero-hank{grid-template-columns:minmax(0,1fr) 300px}.hero-hank .hank{width:300px}}
.intro-hank{display:grid;grid-template-columns:minmax(0,1fr) 96px;gap:16px;align-items:center;margin:0 0 20px}
.intro-hank .lead{margin:0}.intro-hank .hank{width:96px}
@media(min-width:760px){.intro-hank{grid-template-columns:minmax(0,1fr) 170px}.intro-hank .hank{width:170px}}
.cta-hank{display:grid;grid-template-columns:88px minmax(0,1fr);gap:16px;align-items:start}
.cta-hank .hank{width:88px}
@media(min-width:760px){.cta-hank{grid-template-columns:170px minmax(0,1fr)}.cta-hank .hank{width:170px}}
.facts{margin:0 0 20px}.facts .stat strong{margin-top:0}
@media(max-width:520px){.menu a:not(.btn){display:none}.topbar{flex-wrap:nowrap}}
@media(min-width:900px){.trust-row{display:grid;grid-template-columns:repeat(4,auto);justify-content:center;gap:10px 32px}}
.points{grid-template-columns:repeat(auto-fit,minmax(min(100%,380px),1fr))}
.scroll table,.scroll td,.scroll th{overflow-wrap:normal;word-break:normal}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.send-error{color:var(--bad);font-weight:600;margin:0 0 8px}
.consent a{color:var(--link)}
/* /get-quotes/ one-question-per-screen funnel */
.tiles-list{grid-template-columns:minmax(0,1fr)}
.tiles-list .tile{justify-content:flex-start;text-align:left;padding:14px 16px}
.tile b{display:block;font-weight:600}.tile small{display:block;font-weight:400;font-size:14px;color:var(--muted);margin-top:2px}
.why{font-size:14px;color:#334155;margin:4px 0 0}.why summary{font-size:14px;color:var(--link);min-height:0;margin:0 0 6px}.why p{margin:0 0 8px}
.answers{list-style:none;padding:0;margin:20px 0 0;display:grid;gap:8px}
.answers li{display:flex;align-items:center;gap:8px 12px;flex-wrap:wrap;margin:0;padding:10px 14px;border:1px solid var(--line);border-radius:12px;background:var(--soft);font-size:14px}
.answers span{color:var(--muted)}.answers strong{color:var(--head);min-width:0;overflow-wrap:anywhere}
.answer-change{margin-left:auto;border:0;background:none;padding:4px 0;font:inherit;font-weight:600;color:var(--link);text-decoration:underline;text-underline-offset:2px;cursor:pointer}
/* conversion: mobile sticky CTA and repeated ZIP cards */
.sticky-cta{display:none}
@media(max-width:759px){.sticky-cta{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:20;box-shadow:0 8px 24px rgba(15,23,42,.25)}body{padding-bottom:76px}}
main .zip-card{margin:32px 0}
/* /get-quotes/: form on the first mobile screen; the installer disclosure sits in the contact step, before any personal details */
@media(max-width:759px){.quotes-page .intro-hank{display:none}.quotes-page h1{font-size:28px;margin:4px 0 12px}.quotes-page .panel{padding:18px}.quotes-page .progress-wrap{margin-bottom:14px}.quotes-page legend{font-size:22px;margin-bottom:12px}}